Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

progree

(10,900 posts)
15. I think we will have an abundance of low-cost insurance plans available again
Mon Jan 16, 2017, 04:35 PM
Jan 2017

and that a lot of people will like them. They will have reasonable, even low deductibles, and reasonable copays in percentage terms...

Just like the junk insurance many people bought on the individual market before the ACA.

(Rand) Paul said his plan would “legalize the sale of inexpensive insurance”, adding: “That means getting rid of the Obamacare mandates on what you can buy.”
https://www.theguardian.com/us-news/2017/jan/15/rand-paul-obamacare-bernie-sanders

One of the greatest things about the ACA is that there is standardization of benefits and plans can be compared to each other when shopping. And that there isn't any "junk insurance" on the exchanges.

Whereas before, on the individual market, there was a ton of crap insurance with severe limitations on annual and life-time amounts, and very high or unlimited out of pocket maximums, and so what you had was placebo care. Something that was good if you had an ordinary illness or accident, but nothing that was going to matter if you had like a $200,000+ cancer treatment or coronary bypass etc. (So when a RWer or JPRer tells you about the cheap individual insurance plan (s)he had before the ACA, well, that's exactly what they had -- cheap "insurance&quot .

Also, young healthy people would generally buy the cheap policies, which would raise the cost of the more robust health policies for e.g. middle-aged and older needing serious health insurance.
+1, MiniPoot just says shit no rhyme or reason UNLESS its defending Russia, there he's consistent uponit7771 Jan 2017 #1
Yep, he's just trying to deflect some flak before performing the old switcheroo! TheBlackAdder Jan 2017 #30
Absolutely! Wounded Bear Jan 2017 #2
Rule #1 for dealing with Trump: "Talk is cheap." Rule #2: "Everything he says is a lie." dalton99a Jan 2017 #3
Anyone who repeats anything Trump says gets my standard reply gratuitous Jan 2017 #4
Exactly. "For reals? He's not lying this time? How can you tell?" Iggo Jan 2017 #10
We have always had insurance for all. old guy Jan 2017 #5
Actually, we didn't. Here in TN before ACA they could (and did) deny insurance all the time. SharonAnn Jan 2017 #23
Similar to "gay people have always had the right to marry...." yardwork Jan 2017 #25
We need healthcare not insurance. dogman Jan 2017 #6
right on the nose annabanana Jan 2017 #24
No matter what he says Doreen Jan 2017 #7
tao of the demagogue: promising unicorns cheyanne Jan 2017 #8
Obamacare is better than whatever the right will try to replace it with yurbud Jan 2017 #9
not naive, live in Wisconsin jodymarie aimee Jan 2017 #11
As Bernie Sanders translated the other day: stage left Jan 2017 #22
Ill be at the protest, but I hope he succeeds in single payer. sfwriter Jan 2017 #12
Trump has said over and over that he is OPPOSED to single payer. yardwork Jan 2017 #26
Oh, I agree. sfwriter Jan 2017 #35
Insurance for all does NOT mean healthcare for all etherealtruth Jan 2017 #13
K oldtime dfl_er Jan 2017 #14
I think we will have an abundance of low-cost insurance plans available again progree Jan 2017 #15
Insurance for all... and Mexico is going to pay for it. Motown_Johnny Jan 2017 #16
Thank you for calling this out. volstork Jan 2017 #17
It will be an empty plan bucolic_frolic Jan 2017 #18
Agree. ananda Jan 2017 #19
Always err on the side of distrust and mockery when it comes the usurper. ancianita Jan 2017 #20
I just assume that every time his lips are moving, he is lying. stage left Jan 2017 #21
It's also not going to work Warpy Jan 2017 #27
I'm curious if anyone believes him BuddyCa Jan 2017 #28
"Insurance for all" could mean anything. HassleCat Jan 2017 #29
Insurance for all, all right meow2u3 Jan 2017 #33
And he's going to build a wall THIS high! Iggo Jan 2017 #31
He is a pathological Liar bdamomma Jan 2017 #32
Kick. sarcasmo Jan 2017 #34
Latest Discussions»General Discussion»Don't be naive, the "insu...»Reply #15