General Discussion

dixiegrrrrl

(60,010 posts)

17. Medicare does the same thing with Plan B.....

Tue Mar 7, 2017, 06:06 PM

Mar 2017

Medicare Plan A is premium free, but has high deduct if you need hospitalization.
Plan B is for "outpatient" which is essentially all Dr. visits outside of a hospital, all lab work, in or out of a hospital.
If you do not sign onto Plan B when you turn 65 ( currently) you pay more for all future Plan B monthly premiums..
10 % if you sign on at age 66
15$ at age 67..( I think it is 15%....I KNOW it is 10% for age 66)

Meanwhile, the monthly premiums for the non-rich have stayed pretty low cause Soc. Sec. increases have been low t non-existent for teh past few years, and the premiums cannot cause a decrease in your Soc. Sec. income if you are in a lower tax bracket.

thus the ACA was a ripoff to the extent it allowed hellishly high premium increases.

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39 replies

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They just said a short while ago if you did not take the insurance the [View all] Doreen Mar 2017 OP

This is basically like loan sharking...... sunonmars Mar 2017 #1

I do not understand loan sharking but I know what you mean. Doreen Mar 2017 #2

its basically pay up now or the bill get larger and larger and larger sunonmars Mar 2017 #5

Yup. Doreen Mar 2017 #7

i've said all along, they'll keep the mandate, largely just change the name. unblock Mar 2017 #3

30% premium surcharge for a year if there's a 2-month gap Hortensis Mar 2017 #4

If Paul Ryan is smiling, someone is suffering. FSogol Mar 2017 #8

He's smiling because he imagines everyone will Hortensis Mar 2017 #11

And COBRA is rediculously expensive. It eats up 80% Ilsa Mar 2017 #9

COBRA isn't insurance, per say Phoenix61 Mar 2017 #10

Exactly. My point was that you pay out of pocket to Ilsa Mar 2017 #20

Back in the 1990s, my husband changed from being Hortensis Mar 2017 #14

As long as it's only a 1-year surcharge, probably. Ms. Toad Mar 2017 #13

Medicare does the same thing with Plan B..... dixiegrrrrl Mar 2017 #17

Plan D the drug program also charges more if you don't sign up when you are 65. I am 68 and spend doc03 Mar 2017 #28

My question is whether it is a one year surcharge - or a forever surcharge. Ms. Toad Mar 2017 #29

With Part D (prescription drug), you are fined 1% in additional premium moonscape Mar 2017 #32

That's quite different from a 30% surcharge for life Ms. Toad Mar 2017 #36

Absolutely. No comparison. n/t moonscape Mar 2017 #38

The Republicans looked at the healthcare system and decided it needed more usury. FSogol Mar 2017 #6

Well . . . it's not a mandate Ms. Toad Mar 2017 #12

I prefer to pay the government the penalty, Delmette2.0 Mar 2017 #15

I am waiting nervously for my Medicare to end. Doreen Mar 2017 #16

I have paid into SSA and Medicare for 45 years, Delmette2.0 Mar 2017 #21

To bad you can't add it all up and get your mony back. Doreen Mar 2017 #22

You are so very right. Delmette2.0 Mar 2017 #24

Sure Motownman78 Mar 2017 #25

I am truly sorry and glad you have insurance. Delmette2.0 Mar 2017 #39

And that money goes straight to the insurance CEOs dalton99a Mar 2017 #18

Yup Doreen Mar 2017 #19

Just wait until the premium increases on employer-based plans after ACA repeal. roamer65 Mar 2017 #23

Yeah. Like they want to ensure that poor young people never get it. applegrove Mar 2017 #26

They seem to think a young person who just got out of high school and is living Doreen Mar 2017 #27

Well they get to stay on their parents plan till they are 26. But what then applegrove Mar 2017 #30

Yes, but what if their parents can not afford to have them on their plan? Doreen Mar 2017 #31

Very scary. And it looks like they are going to put medicare into a death applegrove Mar 2017 #33

Yeah, they plan on it and that is where I am screwed. Doreen Mar 2017 #34

Don't worry. The Democrats will win huge in 2020. applegrove Mar 2017 #35

I hope so. If we do there is gong to be a lot of Doreen Mar 2017 #37