General Discussion
In reply to the discussion: The CBO's other bombshell: the Affordable Care Act isn't imploding [View all]Honeycombe8
(37,648 posts)I'm grateful for it, but I can't really use it.
I used it once since 2014. I went to an urgent care place for a dog bite. That was a decent enough policy, I guess, since United Health Care paid their part of it. But United Health Care then withdrew from the state. So Blue Cross is the only decent one left, and Blue Cross is horrible. There is Vantage Co., but it's a joke.
Very few doctors will take these policies, I think. I guess because they pay so little. Plus the ins. cos. intentionally keep the provider and drug lists short, so they don't have to pay a lot of claims.
Blue Cross has been sued by insureds over their failure to provide providers in areas. The govt is supposed to have something in place to prevent this, but it doesn't work, I guess.