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Response to doc03 (Reply #3)

Thu Jun 22, 2017, 05:00 PM

4. Credit card debt is the worst type of debt to take on

and is predatory. https://www.nerdwallet.com/blog/credit-cards/how-credit-card-interest-calculated/

The certificate rate you have is tied to the Fed Funds rate set by the Federal Reserve. If you want a higher rate, it's up to Janet Yellen to raise it. She's choosing to raise it gradually over time, like 3-4 times a year.

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