Flood insurance and Health insurance for all

[Igel]

3. I can't say much about Florida and Georgia.

Too busy to pay attention there until today.

Consider this from 2016:

"Premiums for a newer primary residence in a 100-year floodplain with $250,000 of building coverage can range, under plausible assumptions, from $380–$590 when the home is 2–4 feet above base flood elevation (BFE) or from $650–$1,890 at BFE."

That's under $180/month. That's from http://www.rff.org/files/document/file/RFF-PB-16-10.pdf, whatever www.rff.org is this appears to be an in-house document.

Very few people with expensive homes in a 100-year floodplain in Houston avoid flood insurance and in the 100-floodplain mortgages pretty much require it here and have for decades.

In Houston some estimates are that half of the structures flooded are outside of any recognized floodplain.