Our Covered CA Monthly Premiums Are Going Up 106% In 2018

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19. Did your 2016 adjusted gross income increase compared to 2015?

The amount you pay after subsidy is based on your income. If your income goes up then it is not unreasonable that your share of the premium would go up.

Also I don’t understand what the deductible means. I have a deductible of something like 5000. I pay 50 a doctor visit, 60 for lab tests, maybe 200 a month for prescriptions. That’s all I pay beyond the premium. Yet the full cost of what I get from Kaiser is more than 120,000 per year, according to their statements. That is almost all for one drug I have injected every 4 weeks for arthritis. They say I use up only a tiny amount of my deductible each year. In my case almost everything I spend is not part of the deductible part I must pay for. I don’t understand how the deductible works.