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NutmegYankee

(16,295 posts)
5. If the tree wasn't diseased, it will be under the Act of God provisions of the contract.
Wed Oct 18, 2017, 12:07 AM
Oct 2017

In such a case, the owner of the tree isn't liable and insurance would defend in a lawsuit. However, the insurance of the person whose yard the tree fell on will also deny the claim unless it damaged a covered structure. In such a scenario, it's best to have a chainsaw party.

Both insurance companies try to weasel out of paying RainCaster Oct 2017 #1
Unless the tree was an obvious hazard and noted, property owner that the tree fell upon Purveyor Oct 2017 #2
That's how it is in Illinois too. Hassin Bin Sober Oct 2017 #4
yep - Florida also DrDan Oct 2017 #19
It is God's fault (Act of God) HAB911 Oct 2017 #23
let's juice this up...I don't have insurance... bluecollar2 Oct 2017 #3
If the tree wasn't diseased, it will be under the Act of God provisions of the contract. NutmegYankee Oct 2017 #5
Nailed it!!! Verdict has been rendered, indeed. nt Purveyor Oct 2017 #6
it's an act of God, so God should pay for the damage. lastlib Oct 2017 #20
See closest church to the property for payment. ileus Oct 2017 #22
That's a great idea jberryhill Oct 2017 #24
"Good neighbor" coverage can be found on JenniferJuniper Oct 2017 #7
Partly depends on local/state tree laws. If, for example, the tree Doodley Oct 2017 #8
I forgot to add bluecollar2 Oct 2017 #9
Regardless of what the law days TexasBushwhacker Oct 2017 #14
I always assume I'll have to be responsible, whether it's my tree or their tree. n/t pnwmom Oct 2017 #10
Me too. murielm99 Oct 2017 #13
When a tree comes down around me it's a neighborhood event. NutmegYankee Oct 2017 #18
Do you like your neighbor? Historic NY Oct 2017 #11
not really...I just want her to sell me her property bluecollar2 Oct 2017 #12
There is actually case law for this . Can't quote exact source but Lint Head Oct 2017 #15
I would assume that since the trees bluecollar2 Oct 2017 #16
In general, in my state... KY_EnviroGuy Oct 2017 #17
Yes burnbaby Oct 2017 #21
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