General Discussion

Ms. Toad

(34,060 posts)

5. If your son's plan is unsubsidized, that is due to the Trump chaos.

Sat Nov 25, 2017, 05:59 PM

Nov 2017

Many plans raised their premiums in anticipation of losing the subsidies that help them with the mandatory cost-sharing for subsidized plans.

Nearly that entire cost will be borne by people in the marketplace without subsidies. (The insurers raise rates on everyone to cover the money Trump has been threatening to withold. The subsidies increase, by law, to cover most or all of the increase for everyone with a subsidied plan. But people whose income is too high for a subsidy get stuck paying the full increase.)

The other possibility is that (1) you're looking at the bare rate without taking the subsidy increase into account or (2) your son's income increased to take him out of the subsidy range.

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18 replies

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ACA Premiums [View all] ClarendonDem Nov 2017 OP

Not just ACA premiums. AirmensMom Nov 2017 #1

My premium is going up about 40% next year MiniMe Nov 2017 #2

Some have commented on that. One of the reasons for this is because of what the republicans and still_one Nov 2017 #3

I can't compare apples to apples with the ACA Maeve Nov 2017 #4

If your son's plan is unsubsidized, that is due to the Trump chaos. Ms. Toad Nov 2017 #5

Did his income rise? Cicada Nov 2017 #6

No, he's a student ClarendonDem Nov 2017 #7

]has he checked if the school has a plan karynnj Nov 2017 #12

Yep matt819 Nov 2017 #8

$20,000 a year for insurance is reprehensible ClarendonDem Nov 2017 #9

Depending on the age of the person radical noodle Nov 2017 #11

Here, the cheapest policy for a 64 year old smoker is around 27K non smoker 22.5K Yonnie3 Nov 2017 #17

I have written this on DU several times BigmanPigman Nov 2017 #10

Work-based premiums increase $8 to $544. aikoaiko Nov 2017 #13

Yes. Up $500/mo, $15K deductible for junk catastrophic policy. GreenPartyVoter Nov 2017 #14

The republicans have been sabotaging the system Turbineguy Nov 2017 #15

Charlottesville and Albemarle County in Virginia had an almost 3 fold increase Yonnie3 Nov 2017 #16

Health insurance companies have Americans by the Lint Head Nov 2017 #18