It allows workers to take advantage of economies of scale to allow lower fees and to get a substantial pension, as opposed to the skimpy payments of an individual IRA. This state plan, Secure Choice, would yield about one-fifth of the person's pre-retirement income by the time the person retires.

51% of California workers (7.5 million people) have no access to an employer-sponsored retirement plan, not even a shitty, no-employer-contribution 401k.
http://www.sacbee.com/news/politics-government/article68342897.html

Plus, it would auto-enroll workers; they would have to opt out to not get it. This addresses the problem of people failing to save for retirement or being daunted by paperwork.

This is a huge improvement in the lives of workers.