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In reply to the discussion: Obamacare Enrollment Has Now Reached 5 Million [View all]progree
(10,864 posts)Last edited Sun Mar 23, 2014, 01:49 PM - Edit history (5)
Here's my little list of all the reasons why Obama and his cheerleaders should all be hauled before the Court of International Justice in The Hague to be tried for crimes against humanity - [font color = gray, size = 1]sarcasm thingy[/font]
no more exclusion or higher premiums because of pre-existing conditions
copays are now capped
no more annual or lifetime caps
no more cancellations because one gets injured or sick
preventive services now free
insurance companies have to spend at least 85% of revenue on actual health care, else refund the excess back to consumers
covering adult children under age 26 on parent's plan.
Medicare Part D - Prescription drug donut hole closing
reliable birth control methods are now affordable (as in free)
People of the "wrong" gender are no longer charged more
Comparing plans is much easier
Can switch plans easily (because insurers can no longer use your medical history / pre-existing conditions against you) -- should make for more real competition
Don't have to fill out any long medical history forms (or short ones either), there are no medical questions asked (except about smoking). In the old days, if you forgot some yeast infection you had as a 6 year old child, that was reason to deny an expensive claim 50 years later on the basis of history form fraud. Meanwhile the state insurance regulators just sat on their butts.
Entrepreneurial types can now much more easily leave their employer and start their own business and still have insurance. And in general much reduces "job lock" for everyone, where people stayed with a job they hated because they needed the job-supplied health insurance -- http://news.yahoo.com/health-law-workers-ponder-quit-option-060047469.html
anything else?
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