Average life expectancy in 2015 for men is 76.40, women is 81.2. In 1983 the full retirement age was increased for those born after 1938, and those born in 1960 the full retirement age is 67. This is the average life expectancy, which means everyone of every income bracket.
I would bet it you spoke to a spouse of a deceased citizen and tell them they should not be entitled to some benefits for the care of the children of the deceased they would wonder why you are so against the working people. I had a sister who had an eighteen month old child and was pregnant with her second child when her husband was accidently killed while working, she started receiving benefits and those two children received benefits until they reached 18 years of age. She lost her means of support in 1953, she was pregnant, these benefits was the difference in total poverty and being able to provide for her children.
Since this happened the ACA was passed which just may increase the life expectancy of many of the income brackets. Those in the lowest income brackets actually have had Medicaid and should have been able to receive medical care.
Raising the wage max cap is a proposal of the Third Way, but you have to understand benefits from Social Security is based on the highest 35 years of reporting and are you sure you want those in the 1% getting benefits based on their wages? Means testing would be a better system, leave the wage max cap but those who has lots of resources does not receive benefits.
Reforming taxes would be a good idea but I don't see this happening with a GOP congress, it will take a DNC congress and president. The election of 2014 lost seats in Congress, there are more Democrats than Republicans, we have to get good candidates and then go and vote. The 99% should be focused on electing Democrats, quit voting against our best interest and voting for the party which helps the 90%.