Vent about having to say no to a relative asking for money.

[walkingman]

4. I deal with this also seems like for years. My BIL and his daughter have depleted what was left of

his 88 yo Mom's savings and although they never directly ask for money are constantly poor-mouthing about any and everything that happens to them. I and my DW always tell them that it is important to have an emergency fund for unexpected expenses, etc. But it seems they feel comfortable blowing every dime they make for things like concerts, musical equipment (he is a part-time musician), and niece seem to be infatuated with name-brand everything when they are basically living month-to-month. My DW keeps hoping that it will change. But I tell her that grown people (he is 60) seldom change their stripes.