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In reply to the discussion: Paying online via PayPal versus credit card [View all]matt819
(10,749 posts)If you use PayPal, Amazon pay, or Google pay, the merchant (well, really, its payment processor) doesnt see your credit card. PayPal, Amazon pay, or Google pay process the payment using the credit card they have on file and the money eventually comes to my account. So, there is one less merchant out there with your credit card on it its payment providers system.
Of course, weve seen over the years that any system can be hacked. But all payment processors have to abide by the same security standards. I added Amazon pay in Google paid to my website a few months ago. I havent had anybody use Google pay, but I have had orders processed using Amazon pay. At some point, I have to check on the fees to compare them to what my own payment processor imposes.