Question about life insurance for a friend

[TexasBushwhacker]

5. Texas doesn't have a lot of regulations

The body doesn't have to be embalmed. It doesn't technically even have to have a casket to be buried, but cemetaries will have their own requirements. Concrete liners are not required by law.

The Costco caskets are a pretty good deal. Shipping is included and they are under $1000. But you can get a pine box casket for as little as $600, maybe less.

Cremation ashes do not have to be in any particular type of container. Whatever she has her husband's ashes in can just be put in her casket with her. For my mother's ashes we got some ceramic vases from Pier I and sealed them with paraffin.