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Response to onethatcares (Original post)

Thu Nov 24, 2022, 08:00 AM

2. I'm at a loss as to what to do but from my own

experience over 45 years of living here, St Pete area, my insurance premium has gone from $345.00/yr on a 1926 bungalow bought for 29k to $2500.00/yr on a 1949 Craftsman style bought for 205k three years ago. Original deductible was under 5k, deductible on the new old house is $26K and thats with hurricane windows/doors/garage door and new roof.

None of the bigger companies will take us due to having asbestos siding over wood siding. (like so many houses here do) So we're kinda stuck. The only thing really saving us is no mortgage so a lender doesn't have to insure us. That would really hurt.

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