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Michigan

VMA131Marine

(4,136 posts)

5. If you dont carry collision or comprehensive

Reply to mopinko (Original post)

Fri Apr 7, 2017, 09:46 PM

Apr 2017

you are basically saying that you are self-insuring the vehicle. This is not a wise thing to do unless you are independently wealthy or the car isn’t worth very much. Your only recourse in this case is to sue the other driver for the damage they caused.

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11 replies

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can someone explain mi car insurance rules? [View all] mopinko Apr 2017 OP

You insure your own car regardless of who was at fault MichMan Apr 2017 #1

that's insane. mopinko Apr 2017 #2

Only your insurance co could tell you nm MichMan Apr 2017 #11

is this a recent thing? mopinko Apr 2017 #3

Not sure how it works if you are out of state MichMan Apr 2017 #6

I recall when Michigan voted for that law. safeinOhio Apr 2017 #4

It is expensive here MichMan Apr 2017 #8

i'm sure, but mopinko Apr 2017 #9

If you dont carry collision or comprehensive VMA131Marine Apr 2017 #5

well, i already replaced the vehicle, but mopinko Apr 2017 #7

Diminishing returns MichMan Apr 2017 #10