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empedocles

(15,751 posts)
25. US Treasury Bond yields from about '72 to '81, went from 5% to 15%
Mon Dec 17, 2018, 03:25 PM
Dec 2018

where bond holders lost over half their value.

Could it happen again? - sure

[Buying long bond futures in '82 was an opportunity I ruefully missed. Got stopped out early].

We pulled out of the market the minute that orangeshitgibbon took office. Canoe52 Dec 2018 #1
Where are you investing now? Duppers Dec 2018 #2
Money market funds, or you can do a cd ladder as rates are going up. brush Dec 2018 #29
What kind of rates are you getting on your cd's? PoindexterOglethorpe Dec 2018 #31
My most recent rate was 2.2% but with the rates being raised it should be ihgher... brush Dec 2018 #32
That's my problem with cd's. PoindexterOglethorpe Dec 2018 #33
Some of that "return" is return of principal? progree Dec 2018 #34
Oh, I know how cd's work. PoindexterOglethorpe Dec 2018 #36
I agree with you on equities vs. bonds and CDs. My problem is with comparing the yield of progree Dec 2018 #38
That is very true. You can't really compare the two without PoindexterOglethorpe Dec 2018 #39
Yeah, I get Social Security too and income from a charitable gift annuity, so I know what you mean. progree Dec 2018 #40
My cd strategy is temporary until the market volatility eases. brush Dec 2018 #35
Not all of my portfolio is in the annuities. PoindexterOglethorpe Dec 2018 #37
Two things to consider. 3Hotdogs Dec 2018 #3
That's what we've been doing for the last 40yrs. Duppers Dec 2018 #5
Take the money out. You will sleep better at night. 3Hotdogs Dec 2018 #7
Thank you! 🙏 Duppers Dec 2018 #11
If you are retired, most of your money should not be in the stock market. marylandblue Dec 2018 #4
Thanks! Right now its half and half. Duppers Dec 2018 #6
There are some rules of thumb for allocation marylandblue Dec 2018 #8
Agree with the previous post, after retirement one should be out of anything risky anyway. Canoe52 Dec 2018 #9
I like the way you think. 😉😄 nt Duppers Dec 2018 #12
Short term treasury bills are where the world's wealthy put money for safety. empedocles Dec 2018 #26
bonds, the old safety group, may get volatile, and even risky. empedocles Dec 2018 #23
True, so far this year, bond funds haven't been any safe haven -- VBMFX down 1.9% YTD progree Dec 2018 #24
US Treasury Bond yields from about '72 to '81, went from 5% to 15% empedocles Dec 2018 #25
Good point. I remember some of that - back in like 1981 the financial seminar teacher progree Dec 2018 #28
This message was self-deleted by its author lastlib Dec 2018 #13
With the inversion of the treasury yield curve, short-term bonds would be safer..... lastlib Dec 2018 #14
That's conventional wisdom, but comes with some caveats Major Nikon Dec 2018 #22
+1,000 !! CountAllVotes Dec 2018 #27
That probably depends on when you expect to need the money. IphengeniaBlumgarten Dec 2018 #10
This message was self-deleted by its author A HERETIC I AM Dec 2018 #15
Progree is right. A HERETIC I AM Dec 2018 #19
Actually I think we were both right to some extent, and both wrong to some extent progree Dec 2018 #20
Whatever you do, don't read any books or articles on finances or investing progree Dec 2018 #16
Thank you so much!! Duppers Dec 2018 #17
This message was self-deleted by its author A HERETIC I AM Dec 2018 #18
I want to repeat what Progree says in the threads he linked to: PoindexterOglethorpe Dec 2018 #21
My husband retires in 12 days. Croney Dec 2018 #30
Why are you assuming a pending recession? PoindexterOglethorpe Jan 2019 #41
Consider a simple 3 or 4 fund portfolio IronLionZion Jan 2019 #42
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