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mrmpa

(4,033 posts)
19. I've been seeing this for the past 2 years...........
Mon Jan 18, 2016, 02:38 PM
Jan 2016

in 2014 insurance would cost me (single) $300 a month, with a deductible of $6500, so this was $9500 a year before insurance would pay anything, more than 2/3 rds of my income.

in 2015 insurance was about $150 a month with a $7500 deductible so this was $9300 a year before insurance now that was nearly 50% of my gross income.

I had no coverage those 2 years and neither did I have it in 20012 or 20013. The funny thing was that in 2014 I was eligible for medical assistance under federal guidelines, but we had an f'ing republican governor who did not expand medical assistance.

In the past 2 weeks I became eligible for medical assistance (we have a democrat governor, who expanded medicare) and have insurance for the first time in 4 years.

It's not the cost of insurance premiums, but what the consumer has to pay in deductibles that makes it unaffordable.

be well tomorrow...quick recovery and good results restorefreedom Jan 2016 #1
Thanks... CorporatistNation Jan 2016 #3
I wish you well. Your post is empathy personified. Take care and know you are loved. roguevalley Jan 2016 #18
What I Am Addressing IS Affordability AND ACCESS To Health Care CorporatistNation Jan 2016 #2
My 93-year-old mother underwent an LibDemAlways Jan 2016 #21
I sincerely wish you the best in dealing with your ailment Plucketeer Jan 2016 #24
Well Said... Medicare IS The Preferred Provider Among Physicians As Far As Ease of Billing And... CorporatistNation Jan 2016 #27
The ACA is going to become the CA in just a few years tularetom Jan 2016 #4
I have a relative who was unemployed and on COBRA LibDemAlways Jan 2016 #22
So many procedures are done at 'out patient facilities' and co pays don't apply. Your hospital plan ViseGrip Jan 2016 #5
Don't Depend On That... The Newest Scam Is Called "Obseervation" Status... CorporatistNation Jan 2016 #9
Wish you the UglyGreed Jan 2016 #6
I'm on Medicare now, but when I had the ACA (pre-existing condition pool) Vinca Jan 2016 #7
Indeed, we must. stage left Jan 2016 #13
This message was self-deleted by its author tularetom Jan 2016 #8
Eisenhower had to include "defense" in the interstate act before it could pass...? Lostnote Jan 2016 #10
WTF? Fuddnik Jan 2016 #12
Lol... My pt was how the labeling effects the outcome... WTF certainly labeled my post as obfuscaed Lostnote Jan 2016 #23
I was scheduled for a colonoscopy last year. Fuddnik Jan 2016 #11
You Are TOTALLY Validating What I Am Saying As Both Patient And Health Care Professional... Here's CorporatistNation Jan 2016 #14
I've been seeing this for the past 2 years........... mrmpa Jan 2016 #19
My dear dad (RIP) had it right Iwillnevergiveup Jan 2016 #15
There are plenty of procedures that have out-of-pocket costs to most everyone maxsolomon Jan 2016 #16
Insurance companies are in effect chapdrum Jan 2016 #17
YOU are a nurse practitioner? ismnotwasm Jan 2016 #20
I have a colonoscopy scheduled next month... StarzGuy Jan 2016 #25
Enjoy your evening! MuseRider Jan 2016 #26
EXCELLENT! We Need Much MORE Real World Input On Health Care In Order To Inform CorporatistNation Jan 2016 #28
Exactly! n/t MuseRider Jan 2016 #29
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