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Response to kairos12 (Original post)

Sun Mar 23, 2014, 07:00 PM

4. Is "Cashin’ In" supposed to be a financial advice show?

 

Let's see, we have a financial adviser saying that it is smart to pay a penalty and have no insurance (the worst of both worlds) instead of using that same money to buy insurance?

For a young person, the cost of insurance is probably not much more than the penalty this year (depending on the market). And even if you don't have an unexpected medical catastrophe, you still are certain of getting good value for that money if you simply have an annual physical and another check-up along the way.

So what this guy is really saying is that his considered financial advice is for you not to have an annual physical. I don't think I would trust any financial adviser who couldn't think any more clearly than that.

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