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DU Home » Latest Threads » Forums & Groups » Retired » Retired Forums » 2016 Postmortem (Forum) » Fox idiot encourages youn... » Reply #12

Response to kairos12 (Original post)

Mon Mar 24, 2014, 08:00 PM

12. So Why Aren't These Stories Told?

I have insurance already as a disabled veteran (Tricare) so the ACA doesn't really apply to me.

That said, on a lark I decided to go to healthcare.gov Website to see what would be available if I were in the marketplace for insurance. (I don't have a television set - live way out in the middle of nowhere.)

Both my wife and I have pre-existing conditions that would normally prohibit the purchase of insurance (hence we have no life insurance). Since I was unsure of what should be listed as income in the figures, I simply put in the annual gross of my disability pay, plus my wife's income as the village librarian.

Turns out that under Bronze plans for Nebraska, two come up with a $0 premium when the tax credit is included.

That was zero dollars. Not a typo.

The most expensive plan was a gold plan (the platinum plan offered was actually cheaper at $320 a month and a deductible of $500, with a copay of $20 to see a doc).

As it happens, though Nebraska is a decidedly red state, the state government set up state-certified librarians to be its "navigators" in little towns like this one. My wife (whose conservatism is eroding by the hour) has been on a press in the village and the eastern part of the county that our village library serves to have people come in and sign up. (The only Internet service in town and this part of the county is the public library and our house.)

The public library only operates on three days, however, my wife will be keeping the library open every day (without pay) to ensure all have access to the Internet so they can see for themselves and sign up. She also ran that notice in her library column in the local newspaper.

I've heard of the repeated horror stories that fail to pass muster under the least bit of scrutiny; the media doesn't seem to be interested in such stories as "zero dollar premium."

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