My son was adopted. he was born a drug baby and came to us at 2 days old. He does have problems with certain decisions and is careless with money and his own possessions. He lived with his friend who is much wiser and cleverer at a few different places. He did have a few steadier minimum wage jobs but with no way to get more educated, he will continue as he is now. He barely got out of High School. I didn't know he walked out of his lease. I didn't even know he had a lease. Some places he lived in were month to month. Several years ago he had an accident on someone's dirt bike. He got a bill for the ambulance and the attending doctor. We helped him negotiate lower charges and payments. He did pay that off and then a year later we got the unexpected ER bill for 14K. He was in the ER for 3 hours. We did try to negotiate this and were in contact with the lawyers. They must have finally dropped it because we never hear from them after a while. The woman handling the case said she would try her best and would be in touch. This accident happened during the short time between his NY Child insurance and the ACA. He got the ACA and then was on my insurance when I went back to work for a couple years at 68 years old. Now he's on Medicaid. He seems normal to everyone and works hard when he has work. He's an adult so there's some things I have no control over, but as long he's at home with me I have some influence. He will never be able to live on his own and make a living. He has no concept of tomorrow. My late wife and I had our wills done quite some time ago to put our estate into a trust with my two nieces controlling it. And then, when whatever money I leave runs out I imagine he'll end up on skid row. My plan now is to sell my home and property and move into and adult apartment complex. I'm working on cleaning out the place, making repairs, selling what I can. He will be on his own then.
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