Democratic Primaries
In reply to the discussion: Unless the "public option" is free or inexpensive it's snake oil.. and dangerous snake oil at that. [View all]thesquanderer
(11,972 posts)I assume that if there is a government run non-profit plan ("public option" , the employer will be able to choose that if they want to.
This is the big flaw in the talking point about letting consumers have choice. Most people are insured through their employment, and they have little or no choice, because they can only choose what the employer lets them choose. Plus if they lose that job, they can lose that plan. (Not all plans offered to businesses are also available to individuals.) Today's "choice" is an illusion for most people. They're worried about losing something they don't actually have.
To your other points, when it comes to individual insurance plan purchases at least, ACA subsidies are based on a sliding scale of income, and it's not hard to determine what your income is for purposes of subsidy. Just use number on your tax return. It's not like financial aid packages where some individual is reviewing each application to confirm eligibility. It's all automated.
primary today, I would vote for: Joe Biden