Reply #59: Once you have that experience....

[AnneD]

you never go back to Mega Banks. Now each CU is a wee bit different and I have had some that I like better then others-so bear that in mind.

My daughter is going to California to school in the fall. Our Credit Union pulled up all the information on a local credit union that is in their network, a location and hours and put together an info packet for her. Her credit union checks and ATM are good there. One less thing to stress over in August.

They are giving her great rates on her Stafford loan (including forgiveness of a percentage of her loan), overdraft protection, and online banking. I am also on the account so I can view it and transfer money in an emergency. I also get e-mail alerts on the account (she responsible enough but she's still a student). I am a long time member (daughter had a TUGMA account for 5 years) and know many of the personnel on a first name basis. We great service.

The irony is...we have a friend that works at a bank there in Valencia and she may get a job at the bank when she gets there. We will see. I do like to circulate my money locally too.