Reply #11: It's a good deal but you have to use it wisely

[Connonym]

Try not to grossly overestimate how much you spend but remember that you can be reimbursed for prescriptions, deductables, dental, contact lens supplies, a lot of over the counter meds in addition to the stuff you mentioned. My pharmacy indicates on every receipt whether an item is eligble for FSA. That makes it pretty easy and it can add up quickly. My advice would be to try it, start out with a low estimate and keep track of all your spending. Don't forget to send in the receipts! Reevaluate next year if you think it was worth the trouble.