Reply #6: I can see how that helped you at a time when you couldn't handle more than just getting well.

[CTyankee]

I had to quit my part time job because of complications from surgery last spring. The follow up surgeries and recovery took a long time so I have every sympathy for you!

But normally, if you COULD balance it out, wouldn't you be better off having the money all along than not? It seems that you could budget it that way so it would work out. I think that's why everyone is constantly being told to keep a certain amount of money in reserve in case of loss of job or health problems. It's tough to do, but I think the peace of mind is a good trade off for all the sacrifices you have to make to keep money aside for a rainy day...