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dweller Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Apr-20-08 02:11 PM
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question for bank employee (clerk, teller,mgr, either/or)
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this may be a labor issue, but will address that at another time.

Basically, i get a check from my employer that is handled by a payroll co. Legitimate, taxes withdrawn, etc. every 2 weeks. I'm an hourly employee.
I deposit the check in my account, and wait to see if it will clear, or bounce over the next week. About as many times as it clears, it may also bounce and i'm charged $10 and i suspect the employer is charged $$ by his bank the check is drawn on. Normally, the employer will make it up to me w/ another (personal) check that is deposited and wait to see what it does. Several times it has bounced also. Another charge to me of $10. He will make up the difference (+$10) in the amount.

But he will go into my bank, request to put the make-up check into my account on his own, and the tellers handle the deposit (looking up the acct. #, etc). Several times he has claimed to have deposited cash into my account to cover the bounced check, but when i look online, it says 'check deposit' on the transaction, so basically he lying. If the check bounces again, he claims it was a mistake on the teller's part,etc.

Now, the most recent case: i deposited my payroll check, it bounces. HE puts another check in my account, and it bounces. Then he says he put an amount of cash (not the whole amount, he wants to make up the difference in cash to me in person) into my account, but the teller puts the 'check' into a different account of mine that i share w/ my daughter (my name and her's for her use ... i transfer $ between the 2 accounts as she is in college and i help her w/ finances,etc.) So now i'm waiting to see if that check bounces before i try to transfer the $ from one account to the other.

so, first question: can i have the bank put a block on my account from him depositing anything other than cash into my account on his own? I'm fed up w/ his manuevers, the check charges, excuses, claiming he deposits cash, but it's a check,etc.

2nd question with a little background: the payroll check is drawn from a bank i don't have an account w/ and if i call them to ask if the check is good (funds available) they always say NO. I said something to my employer and he explained it as thus- he has 2 accounts, one w/ the $ in it, the other he transfers the $ into to cover the checks. And he has told me he decides which checks to clear or not. In other words, he views online his accounts, decides to put $ in to cover an amount for a check, or lets it bounce until he has $ to cover. Obviously he is 'deciding' to let mine bounce, and then to not cover his makeup check too. Is this legal?

I'm trying to just get my $$ (while obviously looking for other employment) but want to get his freedom to put bad checks in my account stopped, and will speak to my bank on monday about the whole situation. Just would like any input, advice on how to handle the matter.

thanks
dp

oh, and to make this matter more aggravating, this past friday was payday- so i have another payroll check to deposit while still waiting for the last one (above matter) to clear. I'm not rushing to deposit the new one...
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