Reply #7: FILE NOW!

[liberalhistorian]

I mean it, because you'll be in a helluva lot hotter water if you don't file and you find out AFTER the 17th that you need to! It'll pretty much be the post-modern version of indentured servitude.

I'm a paralegal who's done a lot of bankruptcy/debt work and I know the Fair Debt Collection Act, the bankruptcy laws (old and the newer ones) and the Fair Credit Reporting Act up and down, inside and out. I'm helping people with bankruptcy filings and debt-related situations now, so PM me if you need help or have any questions. And that goes for everyone else, too.