Reply #40: Existing customer has that effect on policies, as does state.

[haele]

When I checked, it was explained that since I was: 1)in California, and 2) was to be going from being over three years on an employer provided BC/BS plan (like vesting?) to the one quoted to me - and my husband had BC/BS for a little longer, it was considered a fairly invisible transfer. If we had been transferring between insurance companies, it would have been different.

The laws concerning policy coverage and rate setting and modifications are different from state to state.

That's not to say the pricing on the policy wouldn't have started slipping upwards six months to a year after we had bought it. A few doctor's visits due to chronic conditions would probably be enough to do that.

This country desperately needs single payer health care.

Haele