Reply #43: For real fun, throw in some prexisting conditions...

[hunter]

Then you can't get private health insurance. They just say "no."

So life starts to suck, and then the state piles on...

The Major Risk Medical Insurance Program (MRMIP) provides health insurance for Californians
who are unable to obtain coverage in the individual health insurance market. The majority of
subscribers are between the ages of 40-64, and 58% are women. People enroll in the program
because they have been rejected for coverage by an insurance carrier or health plan due to a
pre-existing condition. After 36 consecutive months in the program, subscribers are required to
leave MRMIP, but they leave with a guarantee of coverage from plans selling coverage in the
individual insurance market.

http://www.mrmib.ca.gov/MRMIB/MRMIP.html

Individual MRMIP "graduate" insurance for ages 40-45 is about $900 a month in much of California.

So eventually you lose everything to the point where you qualify for Medi-Cal or other government aid, or by some miracle you or your spouse get a job with health benifits. Or else you die, which I suppose keeps the rates down for all the "graduates" who don't die.

The health care system in the United States sucks. We need something like they have in Canada. I think it would be good for business too.