Reply #3: unfortunately the acts of a few

[madrchsod]

greedy banks and loan officers have created the situation where the government has to act. although the bill maybe poorly written it is better than nothing and
at least now the banks that looked the other way can no longer do that. there is also the problem of the gangs using mortgages to "raise money" which also effects the hard working people in chicago getting affordable mortgages. although i don`t have the zip codes / neighborhoods in front of me i think this problem exists in the spainish speaking areas of chicago.