Reply #4: When our 2 adult family income was at this level, we were

[EFerrari]

functionally homeless. Hubby was too ill to work, I worked part time and took care of him part time. I don't know how either of us would have survived without the help of our family. And the toll is cumulative. In the fifth year, you're much more tired, frazzled and less healthy than you are in the first year.

Let's rate this thread up, folks. Most of us are a check or two away.

:kick: