Reply #1: Several doctors in my town do what is called a "boutique" practice....they

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will answer the phone themselves, see you within 24 hours 7 days a week for an annual fee ranging from $3000 to $5000. These doctors specialize in internal medicine. This fee doesn't cover lab and hospital costs or medications. Each doctor who does this limits his/her practice to only 500-700 patients. It is very personalized service but major medical insurance for in-patient and other medical specialists would be necessary just in case.