Reply #3: wow

[beezlebum]

i just got certified mail and a phone call from my mortgage company telling me my house is being foreclosed on, even though we've paid it every month (it was late in january and february and they won't accept our payments unless we send certified funds including several hundred in late fees, although they had no problem cashing our check, they just won't credit it to the saving of our house). i came here to maybe forget about it- how stupid am i??? hello beezlebum, there's a mortgage crisis going on?!?!

of course my woes aren't so much b/c of sub-primers as much as the outrageous insurance rates here in post-katrina LA (of course the nasty credit cards used in desperation are no help). our housenote has doubled in 2 years, and is expected to be tripled by the summer- who can afford that? when we moved in, it was fairly comfortable and we expected it to get easier, but now that's it has skyrocketed!! :(

it is infuriating what is going on. record foreclosure rates nationwide. subprimers. insane insurance and property tax rates...rah!! i have never felt so desperate, and it gives me no comfort that i am far from being without company. can't even think straight!!!

:mad: