Reply #11: that's what I do - I don't pay for dental insurance - it only covers

[Triana]

cleanings, x-rays, some basic stuff. Hell, I can pay for that myself.

When you get into oral surgery - the REALLY EXPENSIVE STUFF that people need help with the MOST? FORGET IT - dental insurance doesn't cover much of it and then - there's a "lifetime maximum" that is reached PDQ with oral surgery - after you've reached that - the dental insurance won't pay another dime for such procedures ever again for you.

AND THIS IS AFTER YOU'VE PAID THEIR GODDAMNED PREMIUMS FOR YEARS. They're making a FORTUNE off those premiums and won't pay for jack crap when you most need it. Forget it.

I a NOT buying into that racket.

I end up paying out of pocket - luckily the oral surgeon let me split my bill into payments over 4-5 months. Sheesh.