Reply #43: Do you have examples of people getting "clear title because the lender couldn't produce

[DirkGently]

the paperwork?" Bad paperwork is one thing. Making a purchase money mortgage go away forever is another. If you borrow money, buy a house with it, and sign a mortgage in the process, it is extremely unlikely that no one anywhere can ever enforce that mortgage. A lost note can be re-established, for example. In lieu of that, in many cases a lender can establish an equitable lien in its place.

Not siding with the cheating lenders. They screwed up the market, then they and their lawyers lied and cheated in many cases with the paperwork. But there's no indication so far that there is a basis to permanently eliminate the mortgages in question.