Reply #9: the people you are describing are not in the same class as the people i am describing

[datasuspect]

retirees are not heavily leveraged in volatile investment vehicles, nor can they expose themselves to the same risk (and potential reward) that a truly wealthy person can expose themselves to.

it seems like you are trying to deny there is an ultra wealthy class of people who control most of the finances on this planet.

the basic retiree you describe is the victim of the same markets that a wealthy person can leverage in the long term during economic crisis.