Reply #67: If it is your first job, obviously the company is not going to hold no credit history against you.

[Pisces]

Only bad credit history is used to evaluate your hire. Not all companies pull your credit. you can decline to allow them access, however, I can not imagine them hiring you if you do. I have hired a lot of people in my life and I can tell you that the most responsible employees have had good credit. My flakey employees had bad credit that I allowed to explain away. They were consistently late and quit with no notice. Credit history and patterns in your credit history directly link to your character.

Now with that said this economy is driving the best to default on payments. I do not believe that many companies will hold a person responsible for defaulted payments who lost their jobs. It wouldn't make sense.