11. This misses the mark for the 50-65 year old range.
They have children, but already grown.
They've don't have student loans to pay.
It's too late for them to invest any meaningful amount of money for retirement.
On the other hand, I do think the last two proposals are actually good for the economy and for families. Child tax credits exclude millions of GLBT households (who already pay exorbitant taxes without full legal rights) and those too poor to realize any further tax credits.
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