Reply #4: Ours works great for us. We use it for co-pays, and medical devices

[Pathwalker]

we've been prescribed. Helped pay the co-pay on my husband's c-pap machine, the deductible on 2 MRIs for me, plus 2 expensive scripts I need every month. Of course, since we actually use it, BCBS has gotten pissy about it, demanding extra receipts for some services. We fax them the EOBs, and they go away. We've used it up every year, but since we can get the entire amount right away, while paying for it throughout the year - it works very well for us. But then, we're not as young and healthy as we once were.