Reply #6: There was a compromise at HealthNet -- one of the Medicare providers...

[Shandris]

...and when they sent the notice, there was a note that they were required to offer a credit-monitoring service for 2 years at no charge because our information was compromised (and with it, the bank information attached to payments originating from accounts or debit/credit cards). Perhaps there is a legal statute or line that is crossed when it is ~known~ the cc info is compromised that Sony is attempting to dodge?

Note: this is purely conjecture/inquiry. I am not claiming that such a law is fact.
Edit: Clarity