Please rec an insurance co OTHER than GIECO.

[lildreamer316]

They basically screwed me over today...I'd like to stay with a bigger ins. co. Allstate? Progressive? AIG? Thanks.

[MrCoffee]

1. if you're eligible, i like USAA

slightly higher rates, but we've had fantastic customer service/claims help.

i think they're only available to service members/vets and their families.

[lildreamer316]

2. No go then...

but thanks!

[KG]

3. auto? i've had State Farm for almost 20 years.

never a problem. always fix me up.

[lildreamer316]

Didn't even think of them..

thanks, I'm going to add that to my call list.

[KG]

8. gieco is famous for taking your premiums for years, then dropping you the first

time you have claim.

i've only filed 2 claims in 20 years w/ SF, and my rates never went up. highly recommend their service.

[lildreamer316]

11. Actually,t he miracle is that they DIDN'T drop me!

...which is why I haven't bolted before this!
You wouldn't believe what they put up with from this household. Frankly, I am suprised.

[BOSSHOG]

4. Without getting too specific

how did GEICO screw you over? And, if you are eligible for GEICO you may want to check to see if you are eligible for USAA. They are a very customer oriented organization, for many financial needs.

[lildreamer316]

10. Oh, I don't mind..

everyone here knows my auto history anyway, pretty much. Nothing that isn't public knowledge.

They told me months ago that getting named-non owner insurance for my husband (he has two DUIs and a SERIOUS wreck on the insurance)would take him off my policy, saving me almost $500. Right now I only carry liability, because of this situation. I bought a new car a week ago,and called for a quote on getting collision and comprehensive two weeks ago (when I was looking at the car). I was told that I could get Collison/Comp; as soon as I removed my husband from the policy (via named non-owner).

My premium for the policy is due today (I have until sun to pay). It is $485. We've been saving up all week to be able to pay it (forgoing heating oil in the process) because if I let it lapse even a DAY, NC will fine me at least $100.

So I send my husband out this afternoon with the $168 for the named non-owner policy, which I figured would be best to get BEFORE I called GEICO to 1)make sure they had taken him off the policy, 2) add my new car (that I need/have? to have collision on!because there's a LOAN involved) and 3) pay my premium.

Wherefore I am informed that I have been given FALSE INFORMATION BOTH TIMES I CALLED, and my husband cannot be removed from my policy, AND that I am NOT eligible, under ANY CIRCUMSTANCES, for comprehensive/collision insurance.

WTF??

So now, I have a matter of HOURS to find either another insurance company entirely; or pay the premium. Or my coverage will be dropped,and I will be in BIG trouble.

I could take the premium money and get another policy. I was also informed (by GEICO) that in NC, I am allowed to get liability with one company, and collision/comprehensive with another. This....I am suspicious of, since they told me to go get my money back on the named non-owner insurance, since that policy only meant my husband was insured with two companies, GEICO and the one he paid today. They said being doubly insured like that was not exactly illegal, but a big problem, because if he got in a wreck the insurance companies and state would be hoplessly mired in an argument about who owed what. In other words, he would have liability insurance twice. Hope that made some sense.

P.S. I have an almost completely blemish-free driving record (knocks on wood); two parking lot bumps in the last 3 years - other than that, nothing.

WHAT. THE. FUCK.

[Midlodemocrat]

5. We've had Allstate for over 16 years and I can't think of thing

I don't like about them. Their rates are good, service is great.

[BOSSHOG]

7. They've been raped and pillaged

on the coast ever since Katrina, but the complaints were hurricane damage and claims specific. Lots of people fighting insurance companies over whether damage done to their property was from wind or water.

[Muttocracy]

6. Allstate's been good to me

I called around comparing rates years ago, and have been lazy about it for years and not changed. I don't know if they're cheap or not but they've been just fine.

Was in a minor fender bump recently and it was no big deal with them, no increase in my rates or anything (and I don't have any special plan with them). I did an online accident report (accident on a Sat. afternoon) and they called me at home a couple of minutes after I filed it!

[catmandu57]

9. They're all going to screw you

Cut up some names from a phone book throw them into a bowl close your eyes and pick one.

[SPKrazy]

12. Farmer's has been good

although, I honestly haven't had to make a claim so I've just given them my money but they are good at taking it :P

[Burma Jones]

13. I had very good experiences with Farmers Insurance

But, I have also had GEICO for a long time and they have always been excellent in every dealing I had with them. Farmers was very good too though.

[lildreamer316]

14. Thanks everyone!!

A door has been opened, a way has been made, etc. etc.
Whew.
Going to have a drink, NOW.

Thanks again for all the help!!!