What's the difference with SSD (Social Security Disability), and SSI (Supplemental Security Income)?

[Lil Missy]

I am 52 years old and applied for disability back in early October. After that I had an Intensive Care hospitalization for kidney failure, and of course they decided to get the records for that. I have other major disorders as well

Then, they asked for a follow up with my Dr, which they would pay for. He had already sent them a report telling them I had progressively gotten worse over the years, would never get better, would probably get worse, and could not work anymore. It took another month to get to see him again, and he was pretty positive at the time that his next report would get the disability approved.

I am cautiously optimistic that I will get an approval in a couple weeks, but I would like to know more about what qualifies one for SSD as opposed to SSI. My Dr. didn't know the difference, and it is a major concern with me since SSD would pay double what SSI would. And which also makes a major difference with whether I can keep up my house payments, bills, meds, etc.

If it makes any difference, I live in Iowa now, and that is where I applied.

I would appreciate any clarifications between SSD and SSI from others with experience in this.

And maybe I should have posted this in GD? I wasn't sure .... ??? I can ask to have it moved there if appropriate.

[rug]

1. Here's a start::

http://www.idahocareline.org/eLibrary/SSI%20VS%20SSD.html

Basically, SSD is based on the money you've paid into your Social Security account whereas SSI is based soley on need when you don't have enough working quarters of paying into Social Security.

[Lil Missy]

2. That's encouraging, because I did make good money and paid into Social Security for many years.

[halobeam]

15. Also, SSD doesn't change if your income changes, to a certain degree anyway...

SSI does. I didn't have enough quarters worked, I recieved SSI, when my husband became disabled, they stopped giving me SSI benefits because he started receiving SSD which over qualified me for my SSI benefits to continue.

[Book Lover]

3. We have a Disability forum that you might find helpful

http://www.democraticunderground.com/discuss/duboard.php?az=show_topics&forum=250

Best of luck!

[Lil Missy]

4. kick for an earlier crowd

[LeftyFingerPop]

5. Anyone who is disabled inder the SSA rules...

can obtain the higher paying SSD, because it is based solely on your disability, and not your income level. Bill Gates can get SSD if he is disabled under their rules.

SSI is based on financial hardship.

[Lil Missy]

6. That's good to know. I am so worried about this and I have to get SSD. Thanks. n/t

[LeftyFingerPop]

8. Take comfort in the fact that...

1) Your age is a positive for you.

2) Your doctor seems to be aware of what they need to make a determination in your favor.

Best of luck to you.

[XboxWarrior]

7. One is for.

Dee da Dees,

and one is for retired peeps.

That's my best guess....

I am blind in one eye, and can't get a job doing what I like to do.

Watching Porn.

But will the Gubmit give me any coin?

Hell NO.

Good luck! ;)

[Redstone]

9. You're still here?

well, the Mods are pretty busy these days, but I'm sure they'll get around to you.

Redstone

[Lil Missy]

10. They did

http://www.democraticunderground.com/discuss/duboard.php?az=user_profiles&u_id=162929

[murielm99]

11. Thanks.

I should have read your post before I alerted.

I am a bit short-tempered at the moment, especially if it involves making fun of illness or disability.

[Lil Missy]

14. He didn't even try to hide the fact that he was a troll.

Hope your dad is okay.

[Connonym]

12. would it be wrong if I expressed a desire to dance around that tombstone?

[Political Heretic]

13. SSD is also termed SSDI so don't let that confuse you.

In fact usually is termed SSDI ...and then the other SSI.

Just wanted to through that in there.