http://www.marketwatch.com/news/story/difficult-journey-two-retirees-florida/story.aspx?guid=%7BA3178445%2DA767%2D44D8%2D819A%2D084913CB76EE%7DFor every 1,000 people age 65 and older who "retire" to Florida, there are about 481 that leave. My father and my stepmother will soon be among those 481 -- provided my siblings and I can come up with a plan.
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One has to find a place to relocate. In the case of my father and stepmother, there are several choices -- none of them ideal. They could move in with family, though that would mean one of my sisters would have to retrofit their house to accommodate my father. In addition, we would likely have to chip in to hire home health aides at a cost of $22 an hour in Rhode Island to help my father with his daily living activities.
They might be able to find housing for the elderly in a town in Rhode Island, though there's often a long waiting list. For instance, there are about 260 units in the town they want to live in and, according to a 2003 report, some 160 on the waiting list. That means they would have to stay in Florida, far away from family and friends, for about two or three years until they got to the top of the list.
In addition, they would have to time the sale of their condo in Florida with getting to the top of the elderly housing list. That -- it should go without saying -- seems like a disaster waiting to happen.
Much more at the link on the difficulties in moving family back home from Florida when health is a major concern.