I would like to caution all Democrats, especially Obama supporters, to stop and think before making jokes about McCain’s age and being “old” in general. Se senior citizens vote. We vote regularly, and many of us vote reliably Democratic. Watch out. Your jokes could cause some of us to stay home from the polls or, worse, to vote for McCain.
Why am I posting this message? On my way to work today, I turned on the local progressive talk station, and there was Stephanie Miller laughing and laughing at a joke about an elderly person at the grocery who held up the entire line just to buy one piece of fruit.
Stephanie, what’s the joke? Do you realize that many elderly people, even some who live in expensive areas of town, who had successful careers and who served the community in wonderful ways, are living on next to nothing? Have you ever stopped to think that the senior citizen who is holding up the line just to buy one piece of fruit may not have the money to buy more than that?
The facts are not all that funny: Social Security pays the average recipient all of $989.80 per month and the princely sum of $1,082.30 for the average retired worker. If that is what a person is living on, there isn’t much left for fruit after the rent is paid.
I know, I know: People are not supposed to just rely on Social Security for income after retirement. They are supposed to save. Sounds good, but, let’s remember, back in the days when Social Security started, people expected to stay in their jobs long enough to earn pensions, and until Reagan, unions negotiated good pensions for their members. Sadly, employer pensions went the way of the Made in America label. They exist, but fewer and fewer people are getting them. As for saving money, try as you may, it is tough to save much for retirement on average wages if you have a couple of kids to educate, a mortgage, a car and health care to pay for.
Besides, once a person retires or, as is more often the case, is too unhealthy to work or just can’t find a job and gives up (more about that later), that hard saved nest egg doesn’t go very far. Forget the stock market. The risk is just too great for the ordinary senior citizen. You can forget the banks and retirement funds too. The going interest rate on CDs today is between 2.23 and 4.5%. Try living on the interest that an average person’s savings will generate at those rates.
As for finding a job, regardless of your training, it’s nigh on impossible to get and keep a new job that pays decently once you reach 55, and from that point on, each birthday makes it harder and harder. Of course, once you take Social Security, you are no longer counted among the unemployed – a fact that renders the country’s unemployment statistics completely irrelevant to the reality of people over 55.
A life of hard work at low pay – and as you struggle to survive on next to no money, you become the brunt of jokes on the Stephanie Miller show. I don’t mean to pick on Stephanie Miller. She is not alone. I have been hearing a lot of derogatory remarks disguised as humor about the elderly and about “old” John McCain. Unfortunately, the terrible plight of the elderly in our society is not a laughing matter.
For information about the average Social Security benefit:
http://www.ssa.gov/policy/docs/quickfacts/stat_snapshot/