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sicksicksick_N_tired Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Apr-29-09 11:06 PM
Original message
Does anyone here worry about,...getting sick,...
,...sick, as in, having to have medical care?

My husband is covered. I have no coverage.

I can't afford to worry because immediate demands dictate otherwise. However, sometimes, I wonder how bad it could get if I got sick.

The thought is horrifying because we would loose what little bit of heaven we've worked so hard to create.
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uppityperson Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Apr-29-09 11:08 PM
Response to Original message
1. Yes. We would be only a couple months from financial disaster.
Yes, I am worried, but off to watch a movie since "probable" in King and Snohomish counties (WA).

So, no worries.

fuck
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dixiegrrrrl Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Apr-29-09 11:15 PM
Response to Original message
2. We have no medical at all.
Very modest income, no debts, less than 1,000 a month in fixed expenses for 2.

The few things we have had problems with ( shingles, highblood pressure) cost
less for Dr. visits and generic scripts than an average monthly insurance premium we would have been paying, and we have a medical savings account set aside for some costs.

Medicare will kick in 2 years, we eat very healthy, no bad habits, I figure we will last long emough for Medicare.
Or we will drop dead with out it, and no point in worrying then.
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demodonkey Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Apr-29-09 11:20 PM
Response to Original message
3. Ever watched "Sicko"? If you are sick enough it won't matter if you are "covered" or not.

You will be screwn by the insurance companies. Can't take too much away from their profits by actually paying for CARE, you know. After you get the denial letter and the bills start coming, you think your "little bit of heaven" will last long?

Even worse, many hospitals, nursing homes, social workers, doctors, they are in on the scam and it is NOT pretty.


MB in PA (who has NO healthcare, no money for "insurance" OR an attorney, and is now being sued personally for her mother's healthcare bills -- and her mother HAS INSURANCE.)

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prolesunited Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Apr-29-09 11:30 PM
Response to Reply #3
4. That makes no sense
She has absolutely NO responsibility for her mother's bills, even if they say otherwise. You're only responsible for a spouse during the time you are married or a minor child. She shouldn't let them bully her into agreeing to or signing anything.

There has to be some state agency or legislative office that can help her straighten the situation out.
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EFerrari Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Apr-29-09 11:41 PM
Response to Reply #4
7. If they own property together or have assets in common, it sure does.
And, btw, do you think insurance companies are deterred by the law?
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Fuzz Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Apr-29-09 11:31 PM
Response to Original message
5. I'm always sick, not in a hypochondriac way, but chronic conditions.
Luckily I have decent coverage.
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islandgirl808 Donating Member (255 posts) Send PM | Profile | Ignore Wed Apr-29-09 11:38 PM
Response to Original message
6. absolutely terrified
no coverage here and it's almost been a year.

*knocking on wood* *praying for good health*
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undergroundpanther Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Apr-30-09 12:32 AM
Response to Original message
8. I have MA
..Getting decent treatment with MA is not easy anywhere,because medical assistance is CHEAP..

On the positive,I busted ass looking until found a decent doc,I found a few specialists that I go to for chronic conditions,Even found a good dentist that accepts MA,and believe me it was not easy.

The negative,I have PSTD.

The local hospital out here treats psych patients regardless of the issues they might have as if they all are addicted ,incompetent and deluded. Even when I have come into the ER in an ambulance for physical injuries unrelated to my psych history,like falling down a flight of 12 stairs,in the middle of the night nearly knocking myself out and breaking my tibia. Regardless of reason they act like such assholes to me.

And I have painful back problems,I have peripheral nerve damage degenerative disc disease and bone spurs.It is confirmed in the chart.But because I was also psych they once refused me pain relief because they assume every psych that comes in there is automatically an addict.

I have NO addiction history.It's insulting to me when people who are supposed to be educated assume I am an addict.And their assuming interferes with me getting the help I need.

Before they found out my psych history they were so conscientious and they were competent,the x-ray people were not assholes and I was not ignored in the room in pain.But once the psych history showed up on my case history,I am now less than human to them.I hate that place.If I get sick and have to go there I hope they do not act like jerks.

So am I scared of getting sick?
Yes.

There is A LOT of stigma aimed at people like me in this stupid little tight ass town.Even people who you think would know better,aren't.And for some reason unknown to me the local hospital out here is fulla ignorant.
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Why Syzygy Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Apr-30-09 12:38 AM
Response to Reply #8
10. You know the people who
never have any problem getting pain meds? Pill addicts. It's true. I've known quite a few of them, and they manage to get addicted in the first place because they have NO problem getting drugs. Baffles me.
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undergroundpanther Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Apr-30-09 02:10 AM
Response to Reply #10
12. I can get them
I don't take them unless I am unable to move from pain.

Pain like:If I delay getting up from my bed to go pee and to keep from keeling over I have to hold the walls in the hallway with my hands to get to the bathroom,wimpering..I am in big time pain.
I got my bottle of pain meds filled 3 months ago .
Doc says I can take 1 pill every 4 hours, but I don't do that because I fear becoming addicted to them.

I have had the bottle of them,a total of 80 for 3 months sitting in my drawer.I like having the painkillers available, even if I barely use them.I see them as a last resort because when my back is really bad,I'm really stuck. There is nothing I can do to ease the pain. It is very difficult and painful to even move around because the problem is from nerve damage.No heat pad,no back brace,no body position offers me any relief from the pain when it is from the neuropathy.The pain is so bad it literally immobilizes me.
I take cymbalta for my neuropathy and it helps alot.So I haven't needed to take any of the painkillers,except for two pills after I was in a car crash.(no big damage as far as I know I went to the ER,just nasty pain pinning me to my bed on the day afterward).

I hate taking medicines that mess with my mind. It is a PSTD trigger for me.I don't get drunk because I hate the "high" feeling.
I hate painkillers that do that But when the pain is severe I'll deal with the trigger because the pain is overwhelming.
Just because I am psych case with pain issues does not mean I am an addict or stupid about the potential for addiction with the pain meds.

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Why Syzygy Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Apr-30-09 06:32 AM
Response to Reply #12
13. I should have mentioned..
I agree that psych diagnosis is no reason to mistreat anyone. I know it's true, though.
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dysfunctional press Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Apr-30-09 12:35 AM
Response to Original message
9. that's one of the benefits of being retired on disability...
you don't have to wonder. :shrug:
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and-justice-for-all Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Apr-30-09 01:38 AM
Response to Original message
11. No, if I sit around worring about it, I would become sick..
psychosomatic ya know.
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