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Barack_America (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 06:45 PM Original message |
Bank of America, God Damn It! |
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Laelth (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 06:46 PM Response to Original message |
1. Righteous rant. |
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Supersedeas (1000+ posts) Send PM | Profile | Ignore | Fri May-01-09 10:51 AM Response to Reply #1 |
59. agreed! |
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konnichi wa (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 06:47 PM Response to Original message |
2. Actually, if they persuaded you to not buy a house with a credit card, |
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Barack_America (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 06:50 PM Response to Reply #2 |
5. The affect on my credit score will affect my ability to get a mortgage... |
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konnichi wa (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 06:53 PM Response to Reply #5 |
9. Oh, sorry I wrongly assumed that. Are you sure that will hurt your credit score, though? |
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Barack_America (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 07:00 PM Response to Reply #9 |
18. Your credit score is determined, in part, by the amount of available credit you have. |
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Texasgal (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 08:33 PM Response to Reply #9 |
38. *ahem* |
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CoffeeCat (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 11:02 PM Response to Reply #5 |
49. How does this negatively impact your credit score? |
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ehrnst (1000+ posts) Send PM | Profile | Ignore | Fri May-01-09 09:12 AM Response to Reply #49 |
51. If a *credit card company* reduces your credit or cancels your card - it hits your rating |
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whopis01 (1000+ posts) Send PM | Profile | Ignore | Fri May-01-09 12:51 PM Response to Reply #49 |
61. About 30% of your credit score comes from your debt to available credit ratio. |
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Iris (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 06:47 PM Response to Original message |
3. That sucks. It could be worse; they LOVE me. I'm swimming in debt. n/t |
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Barack_America (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 07:15 PM Response to Reply #3 |
29. Sorry about that. |
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Iris (1000+ posts) Send PM | Profile | Ignore | Fri May-01-09 11:12 AM Response to Reply #29 |
60. Thanks. I hate it that your credit score got screwed up. |
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NightWatcher (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 06:47 PM Response to Original message |
4. ask them if they'll raise it for a week, then max it out and stop paying |
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RebelOne (1000+ posts) Send PM | Profile | Ignore | Fri May-01-09 09:30 AM Response to Reply #4 |
54. If you stop paying, the bank will have collection companies |
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customerserviceguy (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 06:50 PM Response to Original message |
6. That probably doesn't show up right away |
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tbyg52 (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 06:54 PM Response to Reply #6 |
10. That sounds like a great idea to me. |
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Tangerine LaBamba (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 06:56 PM Response to Reply #6 |
12. Perfect advice ......... |
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customerserviceguy (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 09:23 PM Response to Reply #12 |
42. I disagree with the letter |
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Tangerine LaBamba (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 10:01 PM Response to Reply #42 |
46. I don't understand |
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customerserviceguy (1000+ posts) Send PM | Profile | Ignore | Fri May-01-09 08:07 AM Response to Reply #46 |
50. No, they don't consider your letter when figuring a FICO score |
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Barack_America (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 06:56 PM Response to Reply #6 |
13. Hasn't shown up yet. I monitor my credit scores like a hawk. |
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customerserviceguy (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 09:19 PM Response to Reply #13 |
41. It might hurt your score |
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polichick (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 06:53 PM Response to Original message |
7. They did the same thing to me with a card I've had for 13 years... |
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Barack_America (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 07:06 PM Response to Reply #7 |
24. If they pull that shit with my call today I'm driving my ass to Delaware and kicking some ass. |
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Dr.Phool (1000+ posts) Send PM | Profile | Ignore | Fri May-01-09 09:29 AM Response to Reply #24 |
53. You won't find anybody in Delaware. |
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FightingIrish (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 06:53 PM Response to Original message |
8. We dumped WAMU (Chase) today |
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Towlie (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 06:54 PM Response to Original message |
11. Huh? "Oh, you're a perfect customer, but you just weren't using all of that credit." |
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polichick (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 06:58 PM Response to Reply #11 |
14. Actually BOA is doing that because they are overextended - it's been in the news. |
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Barack_America (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 06:58 PM Response to Reply #11 |
16. Nope. He said that they're doing it to everyone. |
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customerserviceguy (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 09:24 PM Response to Reply #16 |
43. They see the handwriting on the wall |
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Hassin Bin Sober (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 07:29 PM Response to Reply #11 |
33. Sure it makes sense. |
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salguine (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 06:58 PM Response to Original message |
15. Anybody know any online sites that can evaluate banks with regard to |
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ChiciB1 (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 07:08 PM Response to Reply #15 |
25. I Just Posted What I Was Told After I Contacted My Representative & Senator! |
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dmr (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 09:10 PM Response to Reply #25 |
39. Do it! The Office of Comptroller of Currency is serious business |
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ChiciB1 (1000+ posts) Send PM | Profile | Ignore | Fri May-01-09 11:15 PM Response to Reply #39 |
62. Sorry For The Late Reply... Was Working & Got Home &Had Things To Do.... |
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stevedeshazer (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 06:58 PM Response to Original message |
17. Dump the bank and join a credit union |
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ChiciB1 (1000+ posts) Send PM | Profile | Ignore | Fri May-01-09 11:30 PM Response to Reply #17 |
66. My Credit Union's Interest Rate Is Higher Than What Chase Raised Mine To. |
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Ilsa (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 07:00 PM Response to Original message |
19. Most of my business is with Wells Fargo. They've been pretty decent to me. Good luck. nt |
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Barack_America (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 07:02 PM Response to Reply #19 |
21. I opened the card with MBNA. Never had a problem with them. |
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Ilsa (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 07:46 PM Response to Reply #21 |
34. You really need to move your business asap. See what you can do tomorrow |
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Barack_America (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 08:31 PM Response to Reply #34 |
36. I can't close it, it's my oldest account. |
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customerserviceguy (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 09:32 PM Response to Reply #36 |
44. That's a good point |
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CakeGrrl (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 07:02 PM Response to Original message |
20. They did exactly the same thing to my limit, but |
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polichick (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 07:04 PM Response to Reply #20 |
22. They assured me that mine won't take a hit - hope that's the truth. |
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Barack_America (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 07:11 PM Response to Reply #22 |
28. Be careful, I don't see how that's possible. |
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polichick (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 07:20 PM Response to Reply #28 |
30. I'm not sure it's possible either - and that article really is scary... |
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customerserviceguy (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 09:40 PM Response to Reply #28 |
45. Yep, that article is a bit scary, but there's some things to remember |
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ehrnst (1000+ posts) Send PM | Profile | Ignore | Fri May-01-09 09:16 AM Response to Reply #20 |
52. Check your credit score - if your credit company lowers your line of credit... |
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ChiciB1 (1000+ posts) Send PM | Profile | Ignore | Fri May-01-09 11:34 PM Response to Reply #20 |
67. They Had A Person On C-Span This Week Talking About This & She |
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ChiciB1 (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 07:05 PM Response to Original message |
23. Just Had The Same Thing Happen To Me! My Interest Rate Was 6.49% BEFORE |
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Dr.Phool (1000+ posts) Send PM | Profile | Ignore | Fri May-01-09 09:43 AM Response to Reply #23 |
55. I have a prime rate card with Chase, that I carry a balance on. |
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ChiciB1 (1000+ posts) Send PM | Profile | Ignore | Fri May-01-09 11:25 PM Response to Reply #55 |
63. I Demanded To Talk To A Supervisor & Even She Told Me She Couldn't |
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ChiciB1 (1000+ posts) Send PM | Profile | Ignore | Fri May-01-09 11:26 PM Response to Reply #55 |
64. Oh, And I NEVER Got A Letter Telling Me They Were Going To Raise My Rate Either... n/t |
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Faygo Kid (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 07:10 PM Response to Original message |
26. Couldn't agree more. They are out of control, and with our tax dollars. |
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islandgirl808 (255 posts) Send PM | Profile | Ignore | Thu Apr-30-09 07:10 PM Response to Original message |
27. i closed all of my BoA accounts |
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polichick (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 07:28 PM Response to Reply #27 |
32. Did your credit rating take a hit for closing your cards? I closed my BoA account... |
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RB TexLa (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 07:21 PM Response to Original message |
31. People in the banking industry have told me for a long time to never let a credit account |
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debbierlus (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 08:01 PM Response to Original message |
35. Wamu raised my rate 9% for NO reason a few months back - |
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ChiciB1 (1000+ posts) Send PM | Profile | Ignore | Fri May-01-09 11:37 PM Response to Reply #35 |
68. Same Thing Happened To Me... I'm All Over This Thread Right Now... |
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DS1 (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 08:33 PM Response to Original message |
37. I dumped them in February. Never looked back. I know a guy in IT there |
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Canuckistanian (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 09:16 PM Response to Original message |
40. Email your story to Bernie Sanders |
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heronkid (21 posts) Send PM | Profile | Ignore | Thu Apr-30-09 10:39 PM Response to Original message |
47. Still in favor of bank bailouts? |
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Catherine Vincent (1000+ posts) Send PM | Profile | Ignore | Thu Apr-30-09 10:44 PM Response to Original message |
48. Speaking of credit score.. |
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Bluenorthwest (1000+ posts) Send PM | Profile | Ignore | Fri May-01-09 09:44 AM Response to Original message |
56. B of A did similar things to me |
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KatyMan (1000+ posts) Send PM | Profile | Ignore | Fri May-01-09 09:53 AM Response to Original message |
57. Get secured credit cards |
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lawwolf (32 posts) Send PM | Profile | Ignore | Fri May-01-09 10:49 AM Response to Original message |
58. Same thing happened to me |
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1 (1000+ posts) Send PM | Profile | Ignore | Fri May-01-09 11:28 PM Response to Original message |
65. i don't get the anger here. i get angry if they jump my interest rates... |
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