I was notified Friday, so I don't know when it's going up. I spoken with Alex but maybe they want my backstory before they post it. Anyway, I think it will go here. I'll bump this when it's actually posted :)
http://blog.healthcareforamericanow.org/category/tell-us-your-story/In the meantime, here's what they will post.
At the end of 2007, I was one of 2700 employees of a Fortune 500 company headquartered in Chicago to be laid-off. My health care provider from mid-2001 through the end of 2007 was BCBS-IL. Unable to find employment in the successive months, by May of 2008 I found my monthly COBRA payment of $435 onerous. An independent search turned up a couple of reasonably priced policies offered by two insurers, one of which being BCBS-IL. The monthly premium offered by BCBS-IL was $138. But I was denied because I disclosed that I have a "pre-existing condition." That’s nothing new since the time I was hospitalized and diagnosed with bipolar disorder in 1991. At that time, I was very ill, uninsured, and unable to pay. For years after, I was harassed by collection agencies. Eventually, I filed for bankruptcy. When unemployed, as I am today and have been for more than a year, I’m promptly denied coverage from private insurance companies.
• “We have determined that we are unable to offer coverage on a standard or modified basis in accordance with our underwriting guidelines. This decision was based upon the following: Bipolar disorder.”
-Celtic Insurance Company
• “During the underwriting process we reviewed your information. As a result of this review, we regret that you have been declined for coverage. This decision was based on fair and equitable risk selection practices and medical history listed on the application.”
-Blue Cross Blue Shield of Illinois
What makes this latest decision by BCBS-IL so unconscionable is, as I’ve stated above, BCBS-IL had been my health care provider for the past 6 and a half years while employed, and my health care covered 30 therapist visits and medication. But in the 8 months between January and August 2008, BCBS-IL had deemed me uninsurable due to what they now consider a “pre-existing condition.”
This brings me to the matter of real health care reform. Real reform means real choice. President Obama envisioned a health care reform package that will include the creation of a government-run health plan to compete with private carriers in the traditional market place. In short, this is how reform is designed to work: the exclusionary, driven by greed, overly bureaucratic, exceedingly inefficient for-profit insurance industry will have to compete against an all-inclusive, leaner, more cost effective government-run option. That’s real reform, that’s real choice. That’s the platform the President ran on. That’s the shared vision of the President and the millions of us who helped elect him to office.
For 18 years, the insurance industry has told me to “Drop dead.” Today, I have a message for them.