Did the homeowner who's house burnt down have insurance?
I have homeowners' insurance, pays for structural replacement and for possessions, this person didn't pay for fire service, did they at least have insurance for replacement value?
I paid 90k for my house, insurance replacement value is 107k for the structure. Personal possessions are insured for 50k, that's a basic policy, what did that guy have out in BFE.
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