Parents’ insurance covers children up to age 26 — but not for pregnancy
By Michelle Andrews, Published: August 6
The health-care overhaul provides a safety net for young adult children, who can now stay on their parents’ health plans until they reach age 26. But it doesn’t guarantee that their parents’ plan will cover a common medical condition that many young women face: pregnancy.
Group health plans with 15 or more workers are required to provide maternity benefits for employees and their spouses under the Pregnancy Discrimination Act of 1978. But other dependents of employees aren’t covered by the law, so companies don’t have to provide maternity coverage for them.
Although hard numbers aren’t available on how many companies don’t provide dependent maternity benefits, “I would say it’s common,” says Dania Palanker, a senior health policy adviser at the National Women’s Law Center. And the number could grow with the recent expansion of coverage to children under age 26, she says.
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http://www.washingtonpost.com/national/health-science/parents-insurance-covers-children-up-to-age-26--but-not-for-pregnancy/2012/08/06/2b59f160-6a2c-11e1-acc6-32fefc7ccd67_story.html
why aren't the fetus lovers up in arms about this, demanding that they get coverage?
= new reply since forum marked as read
If you're covered, you're covered. No pick and choose.
Right now I have to contact my insurance to get an ok for a friggin xray. An x-ray! My doctor apparently is too stupid to know if I really need one or not and must contact my well informed 
insurance company to see if it is really needed.
The insurance company should not be able to pick and choose what treatments and diagnostics to use. If they are going to cover your female child on the parents policy, they need to cover her pregnancy as well as the new baby.
