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DemocratSinceBirth

(99,710 posts)
Thu Jul 15, 2021, 06:56 PM Jul 2021

Should private and government insurance pay for the unvaccinated who get Covid ?

I'm not saying to deny treatment which is cruel but those who refuse to get vaccinated and get sick should have to pay for their own treatment when it is completed. Exceptions should be made for those who are unable to get vaccinated but with the widespread availability of the vaccine that group is vanishingly small. Heck, they're even vaccinating folks at the grocery store.

34 replies = new reply since forum marked as read
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Should private and government insurance pay for the unvaccinated who get Covid ? (Original Post) DemocratSinceBirth Jul 2021 OP
Zippo, with caveats. OAITW r.2.0 Jul 2021 #1
Probably violates ACA, etc., but would love to see unvaxed charged a premium surcharge. Hoyt Jul 2021 #2
Don't you pay higher rates as a smoker? CrackityJones75 Jul 2021 #28
Yes. Everyone, even mentally ill biological terrorists are entitled to health care. unblock Jul 2021 #3
They're entitled to health care, just not free health care. DemocratSinceBirth Jul 2021 #4
How about smokers? Suicide attempts? people who self-harm? unblock Jul 2021 #7
Kant said DemocratSinceBirth Jul 2021 #9
Fines or imprisonment for harming others, i'm fine with. unblock Jul 2021 #10
The only way to deal with an emergency is to treat everyone equally in danger. tirebiter Jul 2021 #5
They're entitled to health care, just not free health care. DemocratSinceBirth Jul 2021 #6
Now, tort is another matter. If there's a reasonable way to transfer the cost of harming others unblock Jul 2021 #8
There is no such thing as free healthcare. KentuckyWoman Jul 2021 #32
Does that open the door to saying obese people have to pay for their own treatment? meadowlander Jul 2021 #11
None of those activities, violate the harm principle, sans smoking DemocratSinceBirth Jul 2021 #12
This Hekate Jul 2021 #21
I remember hearing this same rational in the 80s about gays and AIDS ripcord Jul 2021 #13
Is refusing to get vaccinated tantamount to having consensual sex? DemocratSinceBirth Jul 2021 #14
They said if you know what the risky behavior is and don't stop you are to blame ripcord Jul 2021 #17
The big difference is anybody who has sex knows what the risks are. DemocratSinceBirth Jul 2021 #18
Yep Hekate Jul 2021 #22
Yes. If they can't pay now, they probably won't be able to pay later. SYFROYH Jul 2021 #15
Large copays and deductibles for those who are unvaccinated by choice. Crunchy Frog Jul 2021 #16
Yes, everyone should be entitled to free healthcare. marie999 Jul 2021 #19
True dat Hekate Jul 2021 #23
+1 leftstreet Jul 2021 #24
Yes. n/t obnoxiousdrunk Jul 2021 #20
Around November most beds will be full so payment won't matter much. roamer65 Jul 2021 #25
Should they pay for alcoholics with cirrhosis? MineralMan Jul 2021 #26
I don't want to retaliate with health care. LakeArenal Jul 2021 #27
Yes. Because I love everybody. pwb Jul 2021 #29
Yes. TheProle Jul 2021 #30
We don't ask perfect choices for medical care. KentuckyWoman Jul 2021 #31
Dear customer, sarisataka Jul 2021 #33
obligate them to accept a portion of the cost, say 50% , and only people Shellback Squid Jul 2021 #34

OAITW r.2.0

(24,506 posts)
1. Zippo, with caveats.
Thu Jul 15, 2021, 07:01 PM
Jul 2021

(1) Does not apply to people who have medically reasons to not vaccinate.

(2) Announce with 3 months notice, that any COVID hospitalization stays will not be obligated to cover these cases via private/public insurance. Put their money where there COVID breeding mouths are.

DemocratSinceBirth

(99,710 posts)
4. They're entitled to health care, just not free health care.
Thu Jul 15, 2021, 07:07 PM
Jul 2021

If someone is able to get vaccinated, refuses to, and gets sick they should pay for their treatment after receiving it.

unblock

(52,257 posts)
7. How about smokers? Suicide attempts? people who self-harm?
Thu Jul 15, 2021, 07:16 PM
Jul 2021

Health care shouldn't get into such questions.

I understand the frustration with these people, believe me. I just believe health care is a fundamental right and immoral or unethical behavior should have nothing to do with it.

Private insurance, if they have it, they presumably paid for it or earned it through their employer. Public insurance, they paid for through their taxes. But even if it's unpaid, it shouldn't matter. Someone who lives off completely off the grid and never pays even sales tax should still get health care.

DemocratSinceBirth

(99,710 posts)
9. Kant said
Thu Jul 15, 2021, 07:25 PM
Jul 2021

Last edited Thu Jul 15, 2021, 10:21 PM - Edit history (1)

Kant said when you weigh the morality of whether or not to do something you should ask yourself how you would feel if that act was made into a universal law. The unmasked and unvaccinated should be asked how they would feel if everybody refused to wear a mask and get vaccinated. As to smokers they are addicted, as to those who attempt suicide or harm themselves they have emotional problems which mitigate their culpability. They are much different from someone who refuses to get vaccinated. In a just world such selfishness would come with consequences.

unblock

(52,257 posts)
10. Fines or imprisonment for harming others, i'm fine with.
Thu Jul 15, 2021, 07:38 PM
Jul 2021

Not for harming themselves.

As for mental illness, they are in fact caught in a group psychosis....

DemocratSinceBirth

(99,710 posts)
6. They're entitled to health care, just not free health care.
Thu Jul 15, 2021, 07:10 PM
Jul 2021

Plus they are purposely putting their fellow citizens in danger. That's part of the social contract, with freedom comes responsibility.

unblock

(52,257 posts)
8. Now, tort is another matter. If there's a reasonable way to transfer the cost of harming others
Thu Jul 15, 2021, 07:19 PM
Jul 2021

to the people who are causing the harm, that I can get behind.

KentuckyWoman

(6,688 posts)
32. There is no such thing as free healthcare.
Thu Jul 15, 2021, 08:53 PM
Jul 2021

NO PLACE provides free healthcare. Someone other than the recipient might be paying for it. It is not free.

meadowlander

(4,399 posts)
11. Does that open the door to saying obese people have to pay for their own treatment?
Thu Jul 15, 2021, 07:42 PM
Jul 2021

Smokers?
People who have risky sex?
People who drink or eat red meat?

Lots of people make sub-optimal decisions about their healthcare. I don't think that's a good reason to bankrupt them when they get sick.

DemocratSinceBirth

(99,710 posts)
14. Is refusing to get vaccinated tantamount to having consensual sex?
Thu Jul 15, 2021, 07:48 PM
Jul 2021

In the former the unvaccinated are endangering the health of everybody they come in contact with. In the latter sex is helpfully volitional on behalf of the parties involved. I choose whom I have sex with. I can't choose who comes into my space that refuses to get vaccinated

ripcord

(5,409 posts)
17. They said if you know what the risky behavior is and don't stop you are to blame
Thu Jul 15, 2021, 07:52 PM
Jul 2021

I remember when liberals used to be the compassionate party, this won't help get more people vaccinated it is just revenge.

DemocratSinceBirth

(99,710 posts)
18. The big difference is anybody who has sex knows what the risks are.
Thu Jul 15, 2021, 07:54 PM
Jul 2021

I have no idea who is and isn't vaccinated.

SYFROYH

(34,172 posts)
15. Yes. If they can't pay now, they probably won't be able to pay later.
Thu Jul 15, 2021, 07:49 PM
Jul 2021

No point in placing them in endless debt more than they already are.

Crunchy Frog

(26,587 posts)
16. Large copays and deductibles for those who are unvaccinated by choice.
Thu Jul 15, 2021, 07:51 PM
Jul 2021

Waived for vaccinated people with breakthrough infections, or those who legitimately CAN'T get vaccinated.

 

marie999

(3,334 posts)
19. Yes, everyone should be entitled to free healthcare.
Thu Jul 15, 2021, 07:57 PM
Jul 2021

If you start excluding people for any reason then you can not believe in universal healthcare.

roamer65

(36,745 posts)
25. Around November most beds will be full so payment won't matter much.
Thu Jul 15, 2021, 08:21 PM
Jul 2021

There won’t be any beds to pay for, just like India.

This wave is where we will pass the 1M dead mark.

At least these idiots chose it.

TheProle

(2,179 posts)
30. Yes.
Thu Jul 15, 2021, 08:45 PM
Jul 2021

All those who have these fever dreams of getting their pound of flesh from beer-bellied Trumpers should also consider that millions of black and brown people would be swept up in your tough love.

sarisataka

(18,672 posts)
33. Dear customer,
Thu Jul 15, 2021, 08:54 PM
Jul 2021

We are so sorry to hear your child has been hospitalized with the measles.

Unfortunately our review of your family medical records shows your child was six months past due for well child visits and preventative vaccinations.

As you are aware, your policy requires remaining up to date on all available vaccinations. We have taken into consideration your appeal that you could not get time off from work and that a well child visit was scheduled for later this month.

After a thorough review the decision of the committee is to uphold the denial of coverage. It is believed that you had more than adequate time to take your child to the doctor prior to becoming ill.

Your appeal is hereby denied, we will not pay any expenses for the treatment and hospital costs related to the measles.

You are a valuable customer and we look forward to serving you in the future.

Sincerely,

Your Insurance Company

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